Singapore EC Launches &
Directory 2026

An Executive Condominium is a unique type of hybrid housing in Singapore that bridges the gap between public HDB flats and private condominiums. Built and sold by private developers with government subsidies, ECs offer full private condo facilities at prices 20-30% below comparable private properties. ECs on land tendered before 8 May 2026 can be sold to Singapore Citizens and PRs after a 5-year MOP and are fully privatised after 10 years; EC sites tendered from 8 May 2026 carry a 10-year MOP and 15-year privatisation.

To buy a new EC, you must form a family nucleus as a Singapore Citizen (with at least 1 SC or SPR co-applicant), have a monthly household income of $18,000 or less (for land tenders awarded on/after 24 Aug 2026; $16,000 for prior awarded sites), be at least 21 years old, not own any other property locally or overseas, and not have bought a new HDB/EC or received a CPF Housing Grant more than once before.

It depends on when the EC's land tender closed. ECs on land tendered before 8 May 2026 (every EC launched so far, plus Solano Grand, Wynwood Grand, Woodlands Drive 17 Plot 2, Sembawang Road and Miltonia Close) have a 5-year MOP from TOP, after which they can be sold to Singapore Citizens and PRs, and are fully privatised after 10 years. ECs on sites whose tender closes on or after 8 May 2026, starting with Canberra Drive, have a 10-year MOP and can only be sold to foreigners after 15 years.

For a typical 3-bedroom EC unit priced at $1.4M, you'll need approximately 5% cash for the booking fee ($70,000), plus 15% down payment using CPF/cash ($210,000), and the remaining 80% can be financed through a bank loan. Eligible first-timers can receive up to $30,000 in CPF Housing Grants to offset costs.

Yes, you can use your CPF Ordinary Account savings to pay for the down payment, monthly mortgage, stamp duty, and legal fees. Eligible first-timer families can also receive CPF Housing Grants of up to $30,000, which can be used to reduce your overall cash outlay.

Only for ECs on land tendered before 8 May 2026, and only where the developer offers it. Under DPS, buyers pay 20% upfront (5% cash booking + 15% CPF/cash) and defer loan repayments until TOP. For EC sites whose tender closes on or after 8 May 2026, developers can no longer offer DPS, so buyers use the Normal Progressive Payment Scheme.

ECs are subsidised by the government and have eligibility conditions (income ceiling up to $18,000 for new tenders, citizenship requirements, MOP). Private condos have no restrictions but cost 20-30% more. ECs offer the same facilities as private condos and become fully private after privatisation.

BTOs are cheaper but have longer waiting times (4-5 years) and fewer facilities. ECs offer private condo amenities, faster appreciation, and shorter waiting periods but cost more upfront. If your household income is above $14,000, an EC may be your best subsidised option.